Upon diagnosis of a serious illness such as cancer, this will pay a lump sum or monthly benefit to help prevent any financial hardship during a difficult time.
Critical illness cover can vary depending on how comprehensive you wish the cover to be. Most insurers cover an element of the top 3 serious conditions which are cancer, heart attack and stroke, however different insurers payout at different stages based upon the diagnosis.
A Critical illness payout can either be used to clear off your mortgage, pay for specialist medical treatment, make changes to your home or just a sum of money to spend however you see fit.
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